Three Ways Your Business Can Be Ready for Flood Damage

10/8/2021 (Permalink)

Do some research to find the best flood insurance policy for your company.

Prepare Your Business for Flood Damage

Whether your business is in an area that has a high flooding risk, or you work in a very dry area, you should be prepared for flood damage. After a storm, the water damage can be destructive to any business, big or small. Important records could get ruined, employees might be injured, and the smooth flow of your company could be disrupted. To minimize the damage and handle the repairs quickly and effectively, here are three ways you can prepare now.

1. Get Flood Insurance

Your business in Concord, CA, might have a decent business insurance policy, but does it cover storm damage? Floods are one of the top most common disasters and could seriously impact your business if you’re not covered.

Do some research to find the best flood insurance policy for your company. Be sure to find out if you’re in a known flood plain, because this can help you find the right flood insurance. If your company is outside of a known flood plain, try to figure out which kind of flooding risks are likely to occur in your area so that you can make sure it’s covered.

2. Create a Plan

If a severe storm happens, this can create panic and confusion for your employees. Without a good flood plan, you could waste precious time instead of efficiently securing your building and evacuating. A few important parts of a plan may include the following:

• Switching off the equipment
  
• Barricading openings with sandbags
  
• Escaping in a calm manner
  
  

Create a plan beforehand and teach it to your employees. If a flood does occur, everyone will know what to do.

3. Protect Equipment

Basements and main floors are usually the first exposed in a flood. To protect important documents and machinery, move your equipment and file cabinets to a higher level. Along with this, it’s a good idea to back up everything that is vital to your company’s process.

With these three things in mind, you can be safe and smart when flooding occurs. By minimizing damage and maximizing the safety of your employees and equipment, you can make deal with the aftermath easier and faster.